:root{--ink:#142e39;--muted:#60747b;--navy:#102d39;--teal:#0d7777;--mint:#b8f1d5;--orange:#ff9468;--paper:#f5f8f5;--line:#dfe8e4;--white:#fff;--shadow:0 18px 45px rgba(16,45,57,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.65}h1,h2,h3,h4,.brand{font-family:'Outfit',sans-serif;line-height:1.12;letter-spacing:-.025em}h1{font-size:clamp(2.5rem,5vw,4.5rem);margin:0 0 22px}h2{font-size:clamp(1.7rem,3vw,2.5rem);margin:0 0 15px}h3{font-size:1.25rem}p{margin:0 0 16px}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-999px;top:8px;background:white;padding:10px;z-index:99}.skip-link:focus{left:8px}.site-header{background:var(--navy);color:white;position:relative;z-index:5}.nav-wrap{height:88px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:11px;color:white;font-size:1.45rem;font-weight:800;letter-spacing:-.06em}.brand:hover{text-decoration:none}.brand-light{color:var(--mint)}.brand small{display:block;font:700 .54rem 'DM Sans',sans-serif;letter-spacing:.16em;color:#9fb7bb;margin-top:3px}.brand-mark{width:43px;height:43px;display:grid;place-items:center;border-radius:13px;background:var(--mint);color:var(--navy);font-weight:800;position:relative;font-size:1.4rem}.brand-mark span{font-family:'DM Sans';position:absolute;right:2px;bottom:0;font-size:.7rem;color:var(--orange)}.main-nav{display:flex;align-items:center;gap:30px}.main-nav a{color:#e3eeee;font-weight:600;font-size:.92rem}.main-nav .nav-cta{background:var(--mint);color:var(--navy);padding:12px 17px;border-radius:9px}.nav-cta span{margin-left:7px}.menu-toggle{display:none;background:transparent;color:white;border:1px solid #42616a;border-radius:8px;padding:9px 12px}.hero{background:var(--navy);color:white;padding:74px 0 92px;overflow:hidden;position:relative}.hero:after{content:'';position:absolute;width:480px;height:480px;border:1px solid #3d656a;border-radius:50%;right:-130px;top:-160px;box-shadow:0 0 0 45px rgba(184,241,213,.03),0 0 0 95px rgba(184,241,213,.025)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:55px;position:relative;z-index:1}.eyebrow{font-size:.76rem;text-transform:uppercase;letter-spacing:.16em;font-weight:800;color:var(--teal);display:inline-flex;align-items:center;gap:9px;margin-bottom:20px}.hero .eyebrow{color:var(--mint)}.eyebrow:before{content:'';width:22px;height:2px;background:var(--orange)}.hero h1{max-width:690px}.hero h1 em{font-style:normal;color:var(--mint)}.hero-copy{color:#c1d2d5;font-size:1.1rem;max-width:570px;margin-bottom:28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;justify-content:center;align-items:center;gap:8px;background:var(--teal);color:white;border:1px solid var(--teal);padding:13px 19px;border-radius:9px;font-weight:700;font:700 .95rem 'DM Sans',sans-serif;cursor:pointer}.btn:hover{filter:brightness(1.08);text-decoration:none}.btn-light{background:var(--mint);border-color:var(--mint);color:var(--navy)}.btn-outline{background:transparent;border-color:#68828a;color:white}.btn-quiet{background:#eef4f0;color:var(--ink);border-color:#d9e5df}.btn-small{padding:9px 13px;font-size:.85rem}.hero-card{background:#f5f8f5;color:var(--ink);border-radius:24px;padding:28px;box-shadow:0 30px 70px #071a20aa;transform:rotate(1deg)}.hero-card-top{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:17px}.status-dot{display:inline-block;width:9px;height:9px;background:#31a97c;border-radius:50%;margin-right:7px}.hero-card h3{font-size:1.35rem;margin:8px 0}.check-row{display:flex;gap:12px;align-items:flex-start;padding:13px 0;border-bottom:1px solid var(--line)}.check-icon{width:28px;height:28px;flex:none;border-radius:9px;background:#dff7e9;color:#14704e;display:grid;place-items:center;font-weight:800}.check-row strong{display:block}.check-row span{font-size:.87rem;color:var(--muted)}.hero-card-bottom{background:#e8f4ed;border-radius:12px;padding:14px;margin-top:18px;font-size:.88rem}.section{padding:78px 0}.section-white{background:white}.section-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:30px}.section-head p{max-width:510px;color:var(--muted);margin-bottom:0}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guide-card{background:white;border:1px solid var(--line);border-radius:17px;padding:24px;transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column;min-height:260px}.guide-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-icon{width:43px;height:43px;border-radius:13px;background:#e2f5ec;color:var(--teal);display:grid;place-items:center;font-size:1.3rem;margin-bottom:20px}.card-meta{font-size:.78rem;color:var(--muted);font-weight:700;letter-spacing:.04em;text-transform:uppercase}.guide-card h3{font-size:1.35rem;margin:12px 0}.guide-card p{color:var(--muted);font-size:.94rem}.card-link{margin-top:auto;font-weight:800;color:var(--teal)}.split-panel{background:#e5f4eb;border-radius:23px;padding:42px;display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:center}.bullet-list{list-style:none;padding:0;margin:0}.bullet-list li{padding:10px 0;border-bottom:1px solid #c9e3d4}.bullet-list li:before{content:'✓';font-weight:800;color:var(--teal);margin-right:12px}.page-hero{background:var(--navy);color:white;padding:58px 0}.page-hero h1{font-size:clamp(2.3rem,4vw,3.6rem);margin-bottom:13px}.page-hero p{max-width:690px;color:#c1d2d5;font-size:1.05rem}.content-section{padding:48px 0 85px}.search-bar{display:flex;gap:10px;max-width:650px;margin:20px 0 30px}.search-bar input{flex:1;min-width:0}.field,input,textarea,select{font:inherit;border:1px solid #cbdad4;border-radius:9px;background:white;padding:13px 14px;color:var(--ink);width:100%}input:focus,textarea:focus,select:focus{outline:3px solid #b8f1d5;border-color:var(--teal)}.filter-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:25px}.filter-chip{border:1px solid var(--line);background:white;color:var(--ink);padding:8px 13px;border-radius:999px;cursor:pointer;font-weight:700}.filter-chip.active{background:var(--navy);border-color:var(--navy);color:white}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:40px;align-items:start}.article-body{background:white;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,5vw,48px)}.article-body h2{font-size:1.7rem;margin-top:35px}.article-body p{color:#425b62}.article-aside{background:#e5f4eb;border-radius:16px;padding:24px;position:sticky;top:20px}.article-aside h3{margin-top:0}.form-card{background:white;border:1px solid var(--line);border-radius:18px;padding:30px;max-width:760px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-field{margin-bottom:18px}.form-field label{display:block;font-weight:700;margin-bottom:7px}.form-field.full{grid-column:1/-1}textarea{min-height:145px;resize:vertical}.notice{background:#fff4e9;border-left:4px solid var(--orange);padding:16px 18px;border-radius:0 10px 10px 0;margin:22px 0}.prose{max-width:820px}.prose h2{margin-top:36px}.prose p,.prose li{color:#455c62}.site-footer{background:#0b222b;color:#c3d3d5;padding:55px 0 20px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:35px}.footer-brand{margin-bottom:18px}.footer-note{max-width:280px;color:#91a9ae;font-size:.9rem}.site-footer h3{color:white;font-size:1rem;margin:0 0 17px}.site-footer a:not(.brand){display:block;color:#c3d3d5;margin:9px 0;font-size:.9rem}.tiny{font-size:.8rem;color:#91a9ae}.footer-bottom{border-top:1px solid #29424a;margin-top:38px;padding-top:18px;display:flex;justify-content:space-between;gap:15px;font-size:.82rem;color:#91a9ae}.text-button{background:none;border:0;color:#b8f1d5;text-decoration:underline;cursor:pointer;font:inherit}.cookie-banner{position:fixed;z-index:20;bottom:18px;left:18px;right:18px;max-width:650px;background:white;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:20px;display:flex;justify-content:space-between;gap:20px;align-items:center}.cookie-banner[hidden]{display:none}.cookie-banner p{font-size:.86rem;color:var(--muted);margin:6px 0 0}.cookie-actions{display:flex;gap:8px;flex-shrink:0}.empty-state{padding:35px;background:white;border:1px dashed #b8cbc2;border-radius:15px;text-align:center;color:var(--muted)}.reading-time{color:#9db5b7;font-size:.86rem}.breadcrumb{font-size:.85rem;color:#a9c2c4;margin-bottom:18px}.breadcrumb a{color:var(--mint)}.tag{display:inline-block;background:#e1f4e9;color:#176d55;border-radius:6px;padding:5px 9px;font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:35px}.hero-card{max-width:600px;transform:none}.card-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.article-aside{position:static}.split-panel{grid-template-columns:1fr}.main-nav{gap:17px}}@media(max-width:680px){.wrap{width:min(100% - 28px,1160px)}.nav-wrap{height:75px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:75px;left:0;right:0;padding:20px;background:var(--navy);flex-direction:column;align-items:stretch;gap:0}.main-nav.open{display:flex}.main-nav a{padding:13px 8px}.main-nav .nav-cta{text-align:center;margin-top:8px}.hero{padding:54px 0 65px}.hero h1{font-size:2.65rem}.hero-card{padding:21px}.section{padding:55px 0}.section-head{display:block}.section-head p{margin-top:10px}.card-grid{grid-template-columns:1fr}.guide-card{min-height:0}.split-panel{padding:25px}.page-hero{padding:43px 0}.search-bar{flex-direction:column}.form-grid{grid-template-columns:1fr}.form-field.full{grid-column:auto}.footer-grid{grid-template-columns:1fr 1fr;gap:28px 18px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column}.cookie-banner{left:10px;right:10px;bottom:10px;display:block}.cookie-actions{margin-top:14px}.article-body{padding:23px}}